Blogs

One of the most transformative parts of my morning routine is breathwork. It’s a quick and powerful way to reset, energize, and start the day with clarity. Today, I’m sharing a technique that has made a huge difference in my life: Energy Activation Breathwork.

Dropping Interest Rates: As inflation cools, borrowing becomes more affordable, driving activity in the housing market.

Baby Boomers Selling: A massive wave of properties is hitting the market, offering prime opportunities for savvy investors.

The real estate market is shifting, and for those paying attention, now may be a prime time to buy. While mortgage rates remain elevated, data suggests that less competition, motivated sellers, and seasonal pricing trends create a unique opportunity for buyers.

Key Market Insights

✅ Less Competition = Better Deals

With interest rates around 7.1%, some buyers have been priced out, leaving a less competitive market. Fewer bidding wars mean buyers have more negotiating power and may secure better terms.

✅ Motivated Sellers Create Negotiation Opportunities

Many sellers need to sell in today’s market. This means they may be more flexible on price, closing costs, or contingencies. If you’ve been waiting for an opportunity to enter the market, this could be it.

✅ Seasonal Trends Show Lower Prices Now

Historically, January and February offer the lowest median home prices of the year. According to industry data, prices can be up to 15% lower compared to peak months like June. This means you may be able to lock in a better deal now rather than waiting until spring when demand rises.

✅ The Power of Refinancing

If interest rates drop in the future, homeowners have the ability to refinance for a lower rate. Buying now at a slightly higher rate but at a better price could be a strategic move.

Dropping Interest Rates: As inflation cools, borrowing becomes more affordable, driving activity in the housing market.

Baby Boomers Selling: A massive wave of properties is hitting the market, offering prime opportunities for savvy investors.

Let’s talk about something no one really preps you for—getting a colonoscopy in your 30s.

2025 is shaping up to be a landmark year for real estate investing, with opportunities for those ready to take action. Here’s a quick overview:

Dropping Interest Rates: As inflation cools, borrowing becomes more affordable, driving activity in the housing market.

Baby Boomers Selling: A massive wave of properties is hitting the market, offering prime opportunities for savvy investors.

Am I in a season of Yes or No? In my journey, saying Yes was how I grew—exploring new opportunities, learning from mistakes, and discovering what truly matters. But clarity comes with time, and eventually, the strategy shifts to No—focusing deeply on what aligns with your purpose and saying no to distractions. For me, 2025

Am I in a season of Yes or No?

In my journey, saying Yes was how I grew—exploring new opportunities, learning from mistakes, and discovering what truly matters. But clarity comes with time, and eventually, the strategy shifts to No—focusing deeply on what aligns with your purpose and saying no to distractions.

For me, 2025 is my Year of No. No to distractions, yes to prioritizing my family, community, and purpose. I heard from a podcast: “You only get tomorrow once. Who do you want to offer it to?”

This is just a summary of the full episode where I dive deeper into the power of Yes and No and how these strategies can transform your year.

Listen to the full podcast here: Podcast Link

Take time this week to reflect:

Are you in a season of Yes, exploring and growing?

Or a season of No, prioritizing what matters most?

Let me know where you’re at—I’d love to hear from you!

Stay focused, stay inspired,

John Lee

What Painting Taught Me About Marriage (and Anxiety!)

Waiting for a Housing Crash? You Might Be Waiting a While

When Will Mortgage Rates Finally Drop?

Did you know that about 1 in 3 adults aged 18 to 34 in the U.S. still live with their parents? There’s absolutely no shame in this—whether you’re already living at home or considering moving back. In fact, I’ve been there myself.

Most of you know I house-hacked my first home by purchasing a duplex, living in one unit, and renting out the other. But after my son was born, my wife and I made the tough decision to move in with my in-laws during a challenging time.

According to the U.S. Census Bureau, this trend of young adults staying home has remained steady, even after a spike during the pandemic. But what’s behind it?

Key Factors Driving the Trend

Financial Struggles

More than 50% of Gen Z adults report that the high cost of living makes it impossible to afford the life they want, according to a 2024 Bank of America survey.

Economic Instability

From the Great Recession and the 2008 financial crisis to the pandemic, many young adults have faced significant financial challenges. With little to no emergency savings, it’s harder to bounce back from economic setbacks.

Cost vs. Benefit Mindset

For some, staying at home is a strategic financial decision. Personally, living with my in-laws has saved me tens of thousands of dollars on childcare and even more by avoiding rent or a mortgage on another property.

The Impact on Society

While living at home provides financial relief for individuals, it does have broader economic implications:

Reduced Consumer Spending

According to the Federal Reserve, a young adult who moves out spends about $13,000 more annually on essentials like housing, food, and transportation.

Shifting Societal Perceptions

In a 2022 survey, 36% of Americans viewed young adults staying with parents as bad for society, reflecting both cultural and economic concerns. However, this stigma needs to change.

In one of my earlier videos, I highlighted how housing prices far outpace wage growth, making independent living increasingly unattainable for many. Let’s not let pride get in the way of making smart financial choices.