Debunking the Myth: Is Wall Street Really Buying All the Houses?
You’ve probably seen the headlines or those viral TikToks:
“Wall Street is buying up all the houses!”
This narrative creates a lot of stress for buyers, making them feel like the game is rigged. But let’s clear this up really quick: it’s just not true.
The Truth is in the Data: Mega Investors Make Up Less Than 1%
If you feel like you’re competing against billion-dollar institutions, here’s the fact that changes everything:
- Mega Investors—those owning 1,000 or more homes, made up only 0.3% of all home purchases last quarter.
- That’s not a typo. Not 30%, not 13%… just zero point three percent.
- This number is actually down from their 2021 peak of 2.4%.
So, who is buying homes right now? Mostly everyday people. Folks like you and me, those with 3 to 10 properties maximum. Not hedge funds. Not massive institutional players.
Why This Data Matters to You
If you’ve been holding off on buying because you feel like you’re competing with an unstoppable financial machine, here’s the good news: You’re not.
In fact, many of the large institutional buyers are sitting on the sidelines right now due to higher borrowing costs.
Meanwhile, for the everyday buyer, market conditions are actually improving:
- New listings are rising.
- Rates have slightly improved.
- There’s more room for buyers to breathe.
This is your window, not theirs.
Thinking About Making a Move?
Whether you’re buying your first home, investing, or looking to trade up, now might be the smartest time to make a move before the market shifts and more everyday buyers jump back in.
Let’s have a real conversation. No hype. No fear. Just honest, data-backed advice to help you navigate what’s next.