The mortgage market is shifting, and if you’re waiting for rates to drop before buying a home—think again! Experts predict rates will hover between 6% and 6.5% over the next two years, meaning the best move is to explore smart financing options now. 💡
🔥 Three Ways to Make Home Buying More Affordable:
✅ Mortgage Rate Buy-Downs: Want lower payments now? A 2-1 buy-down lets you enjoy reduced rates for two years before adjusting. Bonus: Many sellers are covering this cost! 💰
✅ Adjustable-Rate Mortgages (ARMs): Get a lower initial rate and refinance later when rates drop. Today’s ARMs are safer and designed for smart buyers. 🏡
✅ Assumable Mortgages: Take over an existing loan (and its lower rate!). FHA, VA, and USDA loans qualify, making this a hidden gem in today’s market. ✨
Bottom Line: Creative financing can unlock amazing deals. Don’t wait for perfect conditions—let’s find a strategy that works for you NOW. DM me and let’s chat! 📩
