Mortgage Rates Are Moving. Here’s What You Need to Know

I wanted to give you a quick real talk breakdown of what’s happening in the market right now, especially with mortgage rates moving around this month.

The past few weeks have been a bit of a rollercoaster. Rates climbed back over 7 percent and now they’re sitting just under that, around 6.87 percent according to Mortgage News Daily.

It sounds small, but this one habit has had a massive impact on how I show up for my business, my family, my training, and myself. The idea came from a book called Buy Back Your Time by Dan Martell. And as someone who thrives on structure and discipline, it clicked right away.

Here is how it works for me.

Every night at 8PM, my phone goes off. That timer is not for sleep it is my cue to wind down and transition with intention. I use that hour between 8 and 9PM to unplug, reflect, stretch, pray, read, or just sit in stillness. No screens. No scrolling. No distractions.

Why?

Because I realized the way I ended my day was sabotaging the next one.

Back when I would stay up watching Jiu Jitsu clips or scrolling social media, I convinced myself it was relaxing. But I was really just exhausted and escaping. That kind of burnout stacks up fast. My mornings felt heavy. My brain was foggy. And I was showing up reactive instead of ready.

Since I started honoring that 8PM boundary, everything shifted. I wake up at 4:45AM feeling focused, energized, and in control. My business feels sharper. My time with my family feels more present. And I feel like I am leading from a place of clarity, not chaos.

Here is the truth

discipline does not start in the morning. It starts the night before.

And for me, that 8PM timer became a meeting with my future self. A signal to protect my time, my energy, and my peace. Some nights I slip, but I always feel the difference. The next day feels heavier, more rushed, and more reactive.

So here is my challenge to you. Try it tonight.

Pick a timer one hour before your ideal bedtime. Protect that hour like a VIP meeting. Unplug. Breathe. Reflect. Stretch. Journal. Whatever helps you slow down with purpose.

Try it for seven days and ask yourself do I feel more focused in the morning? More present during the day? Less drained by the end of it?

This is one of the tiniest habits I have ever added, but also one of the most powerful.

If this message speaks to you, reply back or tag me on Instagram. I would love to hear how your evening routine evolves.

We are all building towards something meaningful, and it starts with being intentional especially when no one is watching.

Much love, John Lee

Mortgage Rates Are Moving. Here’s What You Need to Know Read More »

The 8PM Habit That Changed Everything for Me

Most people set alarms to wake up. A few months ago, I started setting mine to go to bed.

It sounds small, but this one habit has had a massive impact on how I show up for my business, my family, my training, and myself. The idea came from a book called Buy Back Your Time by Dan Martell. And as someone who thrives on structure and discipline, it clicked right away.

Here is how it works for me.

Every night at 8PM, my phone goes off. That timer is not for sleep it is my cue to wind down and transition with intention. I use that hour between 8 and 9PM to unplug, reflect, stretch, pray, read, or just sit in stillness. No screens. No scrolling. No distractions.

Why?

Because I realized the way I ended my day was sabotaging the next one.

Back when I would stay up watching Jiu Jitsu clips or scrolling social media, I convinced myself it was relaxing. But I was really just exhausted and escaping. That kind of burnout stacks up fast. My mornings felt heavy. My brain was foggy. And I was showing up reactive instead of ready.

Since I started honoring that 8PM boundary, everything shifted. I wake up at 4:45AM feeling focused, energized, and in control. My business feels sharper. My time with my family feels more present. And I feel like I am leading from a place of clarity, not chaos.

Here is the truth

discipline does not start in the morning. It starts the night before.

And for me, that 8PM timer became a meeting with my future self. A signal to protect my time, my energy, and my peace. Some nights I slip, but I always feel the difference. The next day feels heavier, more rushed, and more reactive.

So here is my challenge to you. Try it tonight.

Pick a timer one hour before your ideal bedtime. Protect that hour like a VIP meeting. Unplug. Breathe. Reflect. Stretch. Journal. Whatever helps you slow down with purpose.

Try it for seven days and ask yourself do I feel more focused in the morning? More present during the day? Less drained by the end of it?

This is one of the tiniest habits I have ever added, but also one of the most powerful.

If this message speaks to you, reply back or tag me on Instagram. I would love to hear how your evening routine evolves.

We are all building towards something meaningful, and it starts with being intentional especially when no one is watching.

Much love, John Lee

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Housing Market in 2025: Incoming Crash or Just Clickbait?

You’ve probably seen the headlines by now—“Recession Incoming!” or “Housing Market Crash Ahead!”

While the chances of a recession are slightly higher this year, that does not automatically mean home prices will fall. In fact, during four of the last six recessions, home values actually went up. The 2008 crash was a rare exception, not the rule.

Housing Market in 2025: Incoming Crash or Just Clickbait? Read More »

Want to Own Your Day? It Starts the Night Before

You have probably seen a wave of headlines about a possible recession and the housing market crashing. I want to offer some clarity so you can make informed decisions, not fearful ones.

While the chances of a recession are slightly higher this year, that does not automatically mean home prices will fall. In fact, during four of the last six recessions, home values actually went up. The 2008 crash was a rare exception, not the rule.

Want to Own Your Day? It Starts the Night Before Read More »

More Homes, More Deals: Why You Should Consider New Construction

Spring is here, and if you’ve been thinking about buying a home, now is the time to expand your options and take advantage of some great opportunities in today’s market. Most buyers don’t realize this, but brand-new homes now make up nearly a third of all available inventory—the highest share in years. Builders are offering incentives, price reductions, and better financing options to move their inventory, which could be a game-changer for you.

More Homes, More Deals: Why You Should Consider New Construction Read More »

Home Prices in 2024: What’s Really Happening?

If there’s one thing that gets people talking, it’s home prices. Are they rising? Dropping? Should you buy now or wait? Let’s break it down.

After years of skyrocketing values, home prices are finally stabilizing. Experts call it a “sideways market”—not too hot, not too cold. That’s great news for buyers who were priced out during the frenzy. Zillow predicts home prices will rise this year, but at a much slower, more predictable pace, giving buyers more breathing room.

📌 What’s Happening in Your Area?

While the national market cools, some cities are still seeing appreciation above 5%, while others are hovering around 3%-4%. That’s why local knowledge is key—don’t just trust the headlines!

🚀 2025 Outlook: More Balance, More Opportunity

Analysts expect home prices to grow around 2.9% this year, keeping things steady. Plus, 15% of Americans plan to buy a home in the next 12 months—the highest in 5 years!

👉 What Should You Do?

1️⃣ Stay informed—let’s chat about your local market.

2️⃣ If you’re buying, this is your window to negotiate.

3️⃣ If you’re selling, price it right to attract motivated buyers.

Thinking about making a move? Let’s talk strategy!

Home Prices in 2024: What’s Really Happening? Read More »